Email us: md@jsinfosys.in
Delhi, India
Email us: md@jsinfosys.in

Gold Loan

Doorstep Gold Loan Journey

Our solution facilitates multi-channel customer acquisition. It provides digital services to users right from on boarding to closure of the account. Calculation of daily LTV, automatic selection of most suitable scheme, sanction of loan against gold at doorstep are the key features of the solution. It provides facility of online payments of interest, instalments etc. with immediate receipt generation.

There is no manual intervention at any point of time. Users can view/download account statement through mobile app. Our solutions are highly user friendly. Auction module helps to record auction activities with ease.

We have worked closely with our customer to understand and analyze his needs to ensure that our solution gives cent percent satisfaction. We ensure to make it comprehensive solution so that it fulfils your needs.

Gold Loan

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In build Document Management
Ensures easy, hassle free and real-time capturing of documents like KYC documents, borrower Photo, ornaments image, sanction letter & loan agreement . It facilitates immediate storage of all documents on cloud platform. Stored documents can be easily accessed and retrieved at the click of a button. No need to maintain manual files.
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Digital signing of loan agreement
Provides hassle free esigning facility for loan agreement as permitted by Regulatory Authority and stores in system for easy retrieve. There is no need to go foe manual signing of loan agreements and keep them files. Even if, borrower does not have Aadhar, manually signed documents can be uploaded.
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Asset Quality Management
Classification of assets as per Regulatory Guidelines on the basis of IRAC norms. It gives warning signals to management for timely recovery action.
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Auction & Audit Module
This module facilitates recording of auction process. Master creation for bidders facilitates their proper record. MTM report gives insight about value of security in falling gold prices. Audit module helps auditor and nodal officer for audit comments & compliance thereon. About 25, inbuilt reports covering all aspects for MIS.

Transform your business with DIGIRINN

Transform your business with DIGIRINN

We would love to know more about your business and what we can offer to empower your business digitally.

We would love to know more about your business and what we can offer to empower your business digitally.

    From Lead Generation to Loan Disbursement and beyond, One stop for all your lending needs.

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